Dental Insurance

At Riverside Cosmetic Dentist – Dr. Ali Shmara in Riverside, CA we accept a wide range of dental insurances as well as financing options.  To ensure that your dental procedure is covered, we will help you determine which payment options you have for any remaining balance that your insurance may not cover.  If you have any concerns or questions about your dental insurance coverage, please call us to discuss your options. Our office phone number is 951-352-2227.

We accept most PPO and HMO insurance plans. We are preferred providers for multiple insurances. We understand that not all procedures are covered by insurance, which is why we offer flexible financing options for those in need. If you have any questions about insurance coverage, payment plans, or dental financing, please contact us before your visit.

Call if you have any questions or concerns regarding your initial visit.

Bring your insurance information with you to your dental consultation so that we can expedite reimbursement.

Ask us about your dental insurance

(951) 352-2227

  • Aetna
  • Blue Cross
  • Cigna
  • Delta Dental
  • Dentemax
  • First Dental Health
  • Guardian
  • Humana
  • Metlife
  • Prinicipal
  • United Healthcare
  • United Concordia

What is Dental Insurance?

Dental Insurance: A type of insurance coverage that helps defray the costs associated with dental care, including preventive, basic, and major dental services. Dental insurance serves as a financial safety net, allowing individuals to receive necessary treatments without shouldering the full burden of expenses out of pocket.

What is PPO Dental Insurance?

Participating Provider Network (PPO): An organization that contracts with medical and dental providers to offer health insurance at reduced rates to plan members, allowing for both in-network and out-of-network services. PPOs provide policyholders with a network of preferred providers who have agreed to accept negotiated rates, offering cost savings for covered services.

What is DHMO Dental Insurance?

Dental Health Maintenance Organization (DHMO) plans offer an alternative approach to dental insurance, emphasizing preventive care and cost-effective treatment options. By contracting with a network of dentists who agree to accept predetermined fees, DHMOs provide comprehensive coverage with minimal out-of-pocket expenses for policyholders.