Dental Insurance: A type of insurance coverage that helps defray the costs associated with dental care, including preventive, basic, and major dental services. Dental insurance serves as a financial safety net, allowing individuals to receive necessary treatments without shouldering the full burden of expenses out of pocket.

Participating Provider Network (PPO): An organization that contracts with medical and dental providers to offer health insurance at reduced rates to plan members, allowing for both in-network and out-of-network services. PPOs provide policyholders with a network of preferred providers who have agreed to accept negotiated rates, offering cost savings for covered services.

Dental Health Maintenance Organization (DHMO) plans offer an alternative approach to dental insurance, emphasizing preventive care and cost-effective treatment options. By contracting with a network of dentists who agree to accept predetermined fees, DHMOs provide comprehensive coverage with minimal out-of-pocket expenses for policyholders.